Are you a landlord or investor in the Milwaukee area looking to maximize your rental income and expand your portfolio? If so, you’ll want to explore the benefits of Debt-Service Coverage Ratio (DSCR) loans, a financing option that has surged in popularity since early 2023.

What are DSCR Loans?

DSCR loans are a type of financing specifically tailored for landlords and investors who own or are looking to purchase rental properties. Unlike traditional mortgages, which rely heavily on personal income and credit scores, DSCR loans primarily evaluate the income generated by the property itself to determine eligibility. This means that even if you don’t meet the standard criteria for traditional loans, such as regular employment or low debt-to-income ratios, you may still qualify for a DSCR loan.

Why Choose DSCR Loans?

1. Maximized Rental Income: By basing the loan amount on the income generated by the property, DSCR loans allow landlords and investors to leverage their rental assets to secure more favorable financing terms. This means potentially higher loan amounts and increased cash flow from your rental properties.
2. Portfolio Expansion: With DSCR loans, you can more easily finance the acquisition of additional rental properties, enabling you to grow your portfolio and diversify your investment holdings. This can lead to greater long-term wealth accumulation and financial stability.
3. Flexible Eligibility Criteria: Unlike traditional loans that heavily weigh personal financial metrics, DSCR loans offer more flexibility in eligibility requirements. Investors with non-traditional income sources or higher debt-to-income ratios can still access funding, making it an attractive option for many in the Milwaukee area.

Introducing Mike Stoy with Epic Mortgage

For over three decades, Mike Stoy with Epic Mortgage has been a trusted partner for landlords and investors in the Metro Milwaukee community. Specializing in DSCR loans since 1987, Mike and his team understand the unique needs of rental property owners and are committed to providing tailored financing solutions to help you achieve your investment goals.

Why Choose Mike Stoy with Epic Mortgage?

1. Expert Guidance: Mike Stoy and his team have a wealth of experience navigating the complexities of DSCR loans. They will walk you through every step of the loan process, ensuring you have a clear understanding of your options and helping you make informed decisions.
2. Personalized Service: At Epic Mortgage, we understand that every investor’s situation is unique. That’s why we take the time to listen to your specific needs and goals, crafting customized loan solutions that align with your investment strategy.
3. No Ratio DSCR Loans: In addition to traditional DSCR loans, Mike Stoy with Epic Mortgage also offers a No Ratio DSCR loan option. This innovative financing solution removes traditional barriers such as employment history, regular income, or debt-to-income ratios, providing even greater flexibility for investors.

Unlock the Potential of Your Rental Portfolio

Don’t let traditional financing constraints hold you back from realizing the full potential of your rental properties. Explore the benefits of DSCR loans with Mike Stoy and Epic Mortgage, and take the first step towards maximizing your rental income and growing your investment portfolio. Contact us today to learn more about how we can help you achieve your financial goals.

If you have no experience in rental property ownership or management, we do have programs that will fit that profile.