Safeguarding our customers’ privacy is very important to us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. We have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect: We maintain physical, electronic and procedural safeguards designed to protect your personal information. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law. We collect nonpublic personal information about you from our confidential application.

Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information. Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity. Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness From employers and others to verify information you have given to us. Examples of information provided by employers and others include verification of employment, income or deposits.

Information We Disclose: Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law. By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website. We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

QUESTIONS: If you have any questions or concerns about the integrity of your account information, or any other aspect of our business operations, please do not hesitate to write, call or email to: leadership@yourepiclender.com

CHANGES TO THIS POLICY: This policy is effective September 1, 2022. We reserve the right to alter this privacy policy statement at our discretion. Any change to this policy statement will be posted on our web site in a timely manner.

 

1. We collect nonpublic personal information about you from the following sources:
   • Information we receive from you on applications or other forms;
   • Information about your transactions with us, our affiliates, or others; and
   • Information we receive from a consumer reporting agency.
2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
   • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
   • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
   • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.