Utilization Matters

When it comes to credit cards it’s all a game, borrower’s utilization too high? A strategy needs to be created to get the overall utilization under 30%. Borrower’s cards at $0? We need to look at the date of last active to see when’s the last time they got points for the cards, we might need them to put a small balance on them to trigger some extra points the next time they report.

Below is a graphic going over do’s and dont’s of credit cards and some tips and tricks to keep those balances low and the scores high!