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Considering a home purchase in today’s competitive market? With low inventory levels leading to multiple-offer scenarios, it’s crucial to strategize your approach. Here are four tips to help you make your strongest offer: 1. Collaborate with a Real Estate Agent Teaming up with a knowledgeable real estate agent is invaluable. As PODS advises, having a…

In recent years, the United States has found itself swimming in an ocean of consumer debt, reaching unprecedented levels. With the added pressure of increasing credit card rates, many individuals and families are struggling to keep their heads above water financially. This burden is felt across the nation, including right here in Wisconsin. As a…

In the world of mortgages and housing, it’s crucial to stay informed about how decisions made by the Federal Reserve, or the Fed, can impact interest rates and ultimately affect homeowners and homebuyers. Let’s break down the recent Fed announcement and what it means for the housing market, with insights from Mike Stoy, an experienced…

Exciting news for first-time homebuyers and repeat buyers! Fannie Mae is pleased to announce a temporary enhancement to its HomeReady® program, aimed at supporting homeownership opportunities for creditworthy, very low-income borrowers. This enhancement features a $2,500 loan-level price adjustment credit designed to assist very low-income purchase borrowers with their down payment and closing costs. HomeReady…

Exciting news for potential homebuyers and real estate professionals! Epic Mortgage is introducing a loan product, Conventional 1% Down. This unique offering allows income-qualified borrowers to contribute just 1% towards the down payment, with the lender contributing an additional 2%, up to $4,000, making it a total of 3% down. This initiative not only makes…

In a move to protect consumers from intrusive practices in the mortgage industry, U.S. Representative John Rose (TN-06) has introduced the “Protecting Consumers from Abusive Mortgage Leads Act.” This legislation, proposed on June 16, 2023, aims to ban trigger leads, except in specific and limited circumstances. Trigger leads are generated when a consumer applies for…

For years, the scarcity of homes for sale has driven up competition and prices, leaving many potential homebuyers with limited and often unaffordable options. A recent legislative proposal known as the “End Hedge Fund Control of American Homes Act” seeks to address this issue by restricting institutional investors, particularly hedge funds, from purchasing single-family properties.…

We’re so excited about an event we have coming up – Pictures With Santa!  We’ll be at Brunch in Brookfield on Thursday, December 7 from 4PM-7PM with Santa, Mrs. Claus, and hopefully you! Pictures are free, we just ask that you bring a toy for our toy drive benefitting Capuchin Community Services. Get more details…