Full Entitlement

• VA does not publish a maximum guaranty amount for loans greater than $144,000 where the Veteran has full entitlement.

Partial Entitlement

• For Veterans with partial entitlement, VA’s maximum guaranty is a percentage of the conforming loan limit which for 2024 is $766,550. To use the 2024 limits, the closing date must be on or after January 1, 2024.
  • For Veterans with partial entitlement, VA’s maximum guaranty is a percentage of the 2024 conforming one-unit county loan limit for which the property is located.
  • Loans for veterans with partial entitlement may begin using the 2024 conforming limit for max loan amount calculations for closing dates on or after Jan. 1, 2024